Carrington Mortgage Holdings, LLC

  • Underwriter, Retail

    Job Locations US-CA-Anaheim
    Job ID
    2019-8325
    Position Category
    Operations
    Company
    Carrington Mortgage Services, LLC
    Position Type
    Regular
  • Overview

    Carrington maintains the necessary infrastructure to ensure stability and maximize value during any market cycle. We are a fully integrated mortgage company supporting our customers by providing a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the United States.

     

    Our Mortgage Lending Division is becoming an industry leader by providing competitive mortgage products within our Retail and Wholesale lines of business. We deliver a superior customer experience by meeting individual needs, focusing on financial education, ensuring that our loans close on time and making the entire process as easy as possible. We’re always building our mortgage business with our customers in mind. Join us.

    Responsibilities

    Underwrites loans in accordance with Company and Investor guidelines following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations.

     

    ESSENTIAL DUTIES AND RESPONSIBILITIES:

     

    • Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
    • Applies and interprets company underwriting guidelines and makes sound credit decision.
    • Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
    • Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
    • Determines any conditions, stipulations or pre-funding requirements.
    • Reviews any conditions, stipulations or pre-funding requirements received.
    • Communicates with Loan Officer, Operations Manager, and Production Manager as required to resolve outstanding issues.

    Qualifications

    ESSENTIAL KNOWLEDGE, SKILLS & LICENSES:

     

    • A thorough knowledge of mortgage loan underwriting.
    • Maintains highly confidential information concerning loan applicants
    • Requires high level of organizational skills and ability to work on several tasks simultaneously
    • Constant contact with Loan Officers and internal office staff
    • Significant coordination of various duties required
    • Strong customer service skills.
    • Office machines such as computer, copiers, fax machines and the telephone
    • Ability to communicate effectively both verbally and in writing
    • Ability to handle detailed assignments
    • Ability to organize and prioritize workload and meet deadlines
    • Excellent computer skills and working knowledge of Microsoft Office products.

     

    EDUCATION AND/OR EXPERIENCE:

    • Two to five years of mortgage underwriting work experience
    • Loan Origination System, DU, LP and other AUS experience preferred.
    • FHA Direct Endorsement designation preferred.
    • Experience working in a paperless environment preferred.

    EEO/AAP Employer

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